:root{--navy:#0A1E3A;--blue:#0085FF;--sky:#3AB0FF;--light:#D6ECFF;--off:#F7FAFF;--ink:#1A1A1A;--mut:#4a5a70;--bd:#d5e2f2;box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px);color-scheme:light}
*,*::before,*::after{box-sizing:inherit}html{scroll-behavior:smooth;scroll-padding-top:84px;height:100%}
body{margin:0;font:400 16px/1.6 Montserrat,system-ui,sans-serif;color:var(--ink);background:var(--off)}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
img{max-width:100%;display:block}a{color:var(--blue)}h1,h2,h3{line-height:1.2;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(2rem,5vw,3.2rem);font-weight:700}h2{font-size:clamp(1.6rem,3.4vw,2.2rem);font-weight:700}h3{font-size:1.1rem;font-weight:600}
.w{max-width:1120px;margin:0 auto;padding:0 20px}section{padding:72px 0}.eye{color:var(--blue);font-weight:600;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase}
.lead{color:var(--mut);max-width:640px}.btn{display:inline-block;border:2px solid var(--blue);background:var(--blue);color:#fff;font:600 .95rem Montserrat,sans-serif;padding:12px 22px;border-radius:10px;cursor:pointer;text-decoration:none;transition:.2s}
.btn:hover{background:#0069cc;border-color:#0069cc}.btn.o{background:transparent;color:var(--blue)}.btn.o:hover{background:var(--light)}.dark .btn.o{color:#fff;border-color:#ffffff66}.dark .btn.o:hover{background:#ffffff1a}
:focus-visible{outline:3px solid var(--sky);outline-offset:2px}
header{position:sticky;top:0;z-index:20;background:#fffffff2;border-bottom:1px solid var(--bd);padding-top:env(safe-area-inset-top,0px)}
.hb{display:flex;align-items:center;justify-content:space-between;height:68px}.hb img{height:34px;width:auto}
nav ul{display:flex;gap:6px;list-style:none;margin:0;padding:0;align-items:center}nav a{padding:8px 12px;text-decoration:none;color:var(--navy);font-weight:500;font-size:.9rem;border-radius:8px}nav a.on{color:var(--blue);background:var(--light)}nav a.btn{color:#fff;background:var(--blue)}
#mb{display:none;background:none;border:1px solid var(--bd);border-radius:8px;padding:8px 12px;font:600 .9rem Montserrat;color:var(--navy)}
@media(max-width:860px){#mb{display:block}nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--bd);padding:10px 20px 16px}nav.open{display:block}nav ul{flex-direction:column;align-items:stretch}}
.dark{background:var(--navy);color:#dbe7f7}.dark h1,.dark h2,.dark h3{color:#fff}.dark .lead{color:#b5c6de}.dark .eye{color:var(--sky)}
#home{background:radial-gradient(1000px 500px at 85% -10%,#0b3a7a 0,transparent 60%),var(--navy);padding:88px 0 80px}.hero{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.hero em{font-style:normal;color:var(--sky)}.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.panel{border:1px solid #ffffff26;border-radius:16px;padding:22px;background:#ffffff0d}.panel li{margin:10px 0;list-style:none}.panel ul{padding:0;margin:0}.panel li::before{content:"✓";color:var(--sky);margin-right:10px;font-weight:700}
@media(max-width:860px){.hero{grid-template-columns:1fr}}
.g{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));margin-top:28px}.card{background:#fff;border:1px solid var(--bd);border-radius:14px;padding:22px}
.pair{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:10px}.pair div{padding:14px 16px;border-radius:12px;font-size:.92rem}.pair .p{background:#fff;border:1px solid var(--bd)}.pair .s{background:var(--light);color:var(--navy)}
.sv{text-align:left;width:100%;cursor:pointer;font:inherit;color:inherit;transition:.2s}.sv:hover,.sv[aria-expanded=true]{border-color:var(--blue);box-shadow:0 6px 22px #0085ff22}.ic{width:40px;height:40px;border-radius:10px;background:var(--navy);color:var(--sky);display:grid;place-items:center;font-weight:700;margin-bottom:12px}
.ben{color:var(--blue);font-weight:600;font-size:.88rem}.more{font-size:.85rem;font-weight:600;color:var(--blue);margin-top:8px;display:block}
.det{grid-column:1/-1;background:var(--navy);color:#dbe7f7;border-radius:14px;padding:26px;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}.det h3{color:#fff;font-size:.95rem;margin-bottom:.3em}.det ul{margin:0;padding-left:18px}.det p{margin:0}
#why{background:#fff}.why{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:0;margin-top:28px;border-top:1px solid var(--bd)}.why div{padding:22px 18px 22px 0;border-bottom:1px solid var(--bd)}.why b{color:var(--blue);font-size:.85rem}
.pl{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));margin-top:28px}.pc{cursor:pointer;text-align:left;font:inherit;color:inherit;border:2px solid var(--bd);border-radius:16px;background:#fff;padding:24px;transition:.2s}.pc:hover{border-color:var(--sky)}.pc[aria-pressed=true]{border-color:var(--blue);box-shadow:0 8px 28px #0085ff2e}.pc .pr{font-weight:700;color:var(--navy);margin:10px 0}
.pd{margin-top:18px;background:#fff;border:2px solid var(--blue);border-radius:16px;padding:26px}.pd[hidden]{display:none}.rows{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:0 28px}.rows div{padding:10px 0;border-bottom:1px solid var(--bd);font-size:.92rem}.rows b{display:block;color:var(--navy);font-size:.8rem}.note{font-size:.82rem;color:var(--mut)}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:18px;margin-top:28px;padding:0;list-style:none}.steps li{counter-increment:s;border-top:3px solid var(--sky);padding-top:14px;font-weight:600}.steps li::before{content:"0" counter(s);display:block;color:var(--sky);font-size:1.5rem;font-weight:700}.steps span{display:block;font-weight:400;font-size:.88rem;color:#b5c6de}
.tags{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}.tags span{background:var(--light);color:var(--navy);padding:8px 16px;border-radius:99px;font-weight:500;font-size:.9rem}
.ab{display:grid;grid-template-columns:1fr 1fr;gap:34px}@media(max-width:860px){.ab,.pair{grid-template-columns:1fr}}
.tm{border:2px dashed var(--bd);border-radius:12px;padding:16px;margin-top:10px;color:var(--mut);font-size:.9rem}
.fq{border-bottom:1px solid var(--bd)}.fq button{all:unset;box-sizing:border-box;width:100%;padding:18px 4px;cursor:pointer;font-weight:600;color:var(--navy);display:flex;justify-content:space-between;gap:12px}.fq button:focus-visible{outline:3px solid var(--sky)}.fq button::after{content:"+";color:var(--blue);font-size:1.3rem;line-height:1}.fq button[aria-expanded=true]::after{content:"–"}.fq p{margin:0 0 18px;color:var(--mut);max-width:760px}
#contact{background:var(--light)}.fm{display:grid;grid-template-columns:1fr 1fr;gap:16px;background:#fff;padding:26px;border-radius:16px;margin-top:24px}.fm .f{display:flex;flex-direction:column;gap:4px}.fm .full{grid-column:1/-1}.fm label{font-weight:600;font-size:.85rem;color:var(--navy)}
.fm input,.fm select,.fm textarea{font:inherit;padding:11px 12px;border:1.5px solid var(--bd);border-radius:10px;background:#fff;width:100%}.fm [aria-invalid=true]{border-color:#c62828}.er{color:#c62828;font-size:.8rem;min-height:1em}@media(max-width:700px){.fm{grid-template-columns:1fr}}
#st{padding:12px 14px;border-radius:10px;font-size:.9rem;background:#fff4e5;color:#6b4300}#st[hidden]{display:none}
.fin{text-align:center}.fin .cta{justify-content:center}
footer{background:#06142a;color:#9fb3cf;padding:48px 0 28px;font-size:.9rem}footer img{height:34px;margin-bottom:12px}footer a{color:#cfe0f7;text-decoration:none}.fg{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}@media(max-width:860px){.fg{grid-template-columns:1fr 1fr}}footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0}footer h3{color:#fff;font-size:.85rem}
#pv{margin-top:20px;padding:18px;border:1px solid #ffffff26;border-radius:12px}#pv[hidden]{display:none}